Short answer: Yes, NRIs and OCIs can buy a home at Adani Bandra Reclamation once it is RERA-registered. Indian rules allow them to buy residential property in India without RBI approval, paying through Indian bank accounts such as NRE, NRO or FCNR, or by inward remittance. Today the project is pre-launch and pending RERA registration, so NRI buyers can enquire, get the brochure and prepare documents, but cannot book yet.
This guide is written for overseas buyers considering Adani Bandra Reclamation, the sea-front project at Bandra Bay beside the Bandra–Worli Sea Link. It covers what is published about the project, how to enquire from abroad, how payments and loans work for NRIs, power of attorney, and the checks to make before committing. For the full project overview, start with the Adani Bandra Reclamation homepage.
Adani Bandra Reclamation at a glance for overseas buyers
| Detail | Published position |
|---|---|
| Developer | Adani Realty |
| Location | Bandra Reclamation, Bandra West, Mumbai – at Bandra Bay, beside the Bandra–Worli Sea Link |
| Homes | 3 BHK sea-facing residence; 4 BHK Sea Suite (two per floor); 5 BHK Sea Mansion (one per floor) |
| Starting price | Rs 29 Cr* onwards (3 BHK); 4 and 5 BHK on request |
| Tower | 26 storeys above five levels of basement parking |
| Status | Pre-launch, pending RERA registration |
| Possession | To be stated in the RERA registration |
Can NRIs buy at Adani Bandra Reclamation?
Under India’s foreign exchange rules (FEMA), Non-Resident Indians and Overseas Citizens of India can buy residential property in India without special permission. The main exclusions are agricultural land, plantation property and farmhouses, which do not apply to a residence like this. Foreign nationals who are not OCIs face different rules and should take legal advice.
What NRIs cannot do yet is book. Under Section 3 of the RERA Act, no booking, allotment or sale agreement can be made until the project is registered. Read what you can do before RERA registration.
How to enquire from abroad
- Message or call: reach us on WhatsApp or +91 80503 63647, mentioning your country and preferred contact time.
- Ask for the brochure: floor plans and the price sheet are sent on request. See what happens after you enquire.
- Plan a visit: a priority site visit can be arranged when you or a trusted family member are in Mumbai. Zero brokerage applies – see zero brokerage and priority site visits.
- Track registration: MahaRERA can be checked online from anywhere. Our guide on how to check MahaRERA registration shows how.
How NRIs pay for a home in India
Payments must come through normal banking channels. In practice NRIs use one or more of:
- NRE account: funds remitted from abroad, held in rupees.
- NRO account: income earned in India, such as rent or dividends.
- FCNR(B) deposit: funds held in foreign currency.
- Direct inward remittance to the developer’s designated project account.
Payments cannot be made in foreign currency notes or traveller’s cheques. Keep every remittance record and bank certificate; they matter for tax and for repatriating sale proceeds in future. How much you pay and when will depend on the Adani Bandra Reclamation payment plan, which is not yet announced.
Home loans for NRIs
Indian banks and housing finance companies lend to NRIs for property in India, with repayments from NRE or NRO accounts or by remittance. Lenders typically ask for proof of overseas income and residence. See our home loan checklist for a luxury flat in Mumbai.
Power of attorney: buying without travelling
Many NRIs appoint a trusted person in India through a power of attorney (POA) to sign documents and attend registration. A POA signed abroad is usually attested at an Indian embassy or consulate, or apostilled, and then needs to be stamped in India within a set time after it arrives. Keep the POA specific to this purchase and take legal advice on its wording.
Documents NRIs should prepare
- Passport and visa or OCI card
- PAN card (needed for a property purchase of this size)
- Overseas address proof and Indian address, if any
- NRE / NRO bank statements and remittance records
- Passport-size photographs
- Power of attorney, if someone will act for you
For the project-side documents to verify, see documents to check before buying an under-construction flat in Maharashtra.
Tax and ownership points to plan for
- GST, stamp duty and registration apply as for any buyer – see the cost of buying a flat in Mumbai.
- Rental income in India is taxable in India, and tax is usually deducted at source when an NRI landlord is paid rent.
- When you sell, the buyer deducts tax at source on an NRI seller’s gains; planning early helps.
- Repatriation of sale proceeds is allowed within limits, which is why clean payment records matter.
Take advice from a chartered accountant familiar with both India and your country of residence. Ongoing costs such as Adani Bandra Reclamation maintenance charges also need a plan for who will pay and oversee them locally.
Why overseas buyers look at Bandra Reclamation
- A sea-front address at Bandra Bay with direct access to the Bandra–Worli Sea Link. See the project location guide.
- Connectivity to the international airport, BKC, Juhu and South Mumbai.
- Low-density homes with two private lifts serving every residence – easier to lock up and leave between visits.
- A grand clubhouse, pools, wellness facilities and landscaped greens. See amenities at Adani Bandra Reclamation.
Read next
- NRI checklist: buying a home in Mumbai from abroad
- Adani Bandra Reclamation payment plan: how payments work under RERA
- Adani Bandra Reclamation maintenance charges: what drives the monthly cost
- Adani Bandra Reclamation: the complete pre-launch guide
Frequently asked questions
Can NRIs buy a flat at Adani Bandra Reclamation?
Yes, NRIs and OCIs can buy residential property in India without RBI approval. Bookings at Adani Bandra Reclamation can only open after RERA registration, which is pending.
How can an NRI pay for a home at Adani Bandra Reclamation?
Through Indian banking channels: an NRE, NRO or FCNR(B) account, or inward remittance to the developer’s designated account. Foreign currency notes and traveller’s cheques are not allowed.
Do NRIs need to visit Mumbai to buy?
Not necessarily. A trusted person can act for you under a properly attested and stamped power of attorney, though most buyers visit or send family for a site visit.
Can NRIs get a home loan for Adani Bandra Reclamation?
Indian banks and housing finance companies lend to NRIs, subject to their own checks. Lending for this project can only be confirmed after RERA registration.
How can I enquire about Adani Bandra Reclamation from abroad?
Message us on WhatsApp or call +91 80503 63647 to get the brochure, floor plans and price sheet, and to be informed when registration is granted.
Get the brochure, floor plans and price details
Wherever you are, for the brochure, floor plans and price details, message us on WhatsApp, call +91 80503 63647 or send an enquiry. Zero brokerage and a priority site visit are available on request.
RERA notice: Adani Bandra Reclamation is pending registration under RERA – as per Section 3 of the RERA Act 2016, no bookings, sale agreements or allotments shall be made until registration is granted, and the information here is for awareness only.
*Indicative, as per developer-authorised listings (September 2026), approximate, exclusive of statutory charges, and subject to change. Areas, layouts and pricing do not constitute an offer and will be confirmed on RERA registration. Images: artist’s impressions, indicative only.
This is a marketing page and is not the official Adani Realty website. The project is developed by Adani Realty; all trademarks and project names belong to their respective owners and are used here solely to identify the project represented.
